The Acams CAMS-FCI exam, also known as Advanced CAMS-Financial Crimes Investigations, belongs to the Advanced Financial Crimes Investigations certification path. It is designed for professionals who work with complex financial crime cases, suspicious activity analysis, and investigation oversight. This certification matters because it validates advanced knowledge and practical judgment in modern AFC investigations.
Exam Topics and Approximate Weightage
#
Exam Topics
Sub-Topics
Approximate Weightage (%)
1
Leading Complex Investigations
Case planning and prioritization, evidence review and escalation, cross-team coordination, investigation closure and documentation
30%
2
Financial Crime Typologies Intermediate
Layering patterns, structuring indicators, fraud-related red flags, sanctions and AML typology recognition
Policy and procedure oversight, quality assurance, workload management, controls and performance monitoring
25%
Actual Acams CAMS-FCI Exam Questions
01Question 1
A U.S. financial institution (Fl) receives a grand jury subpoena for a corporate client's account. The Fl should:
Correct answer:B
The Fl should review the corporate account's activity and transactions. This is because a grand jury subpoena is a legal request for information or testimony that may be used in a criminal investigation or prosecution. The Fl should review the account for any suspicious or unusual activity that may be related to the subpoena or indicate money laundering, terrorist financing, or other financial crimes. The Fl should also document its review and retain any relevant records.
02Question 2
In a SAR/STR narrative concerning Individual
Correct answer:B
A product of analysis is a conclusion or inference that is derived from facts or judgments, using analytical techniques or tools. Option B is a product of analysis because it implies that the investigator has used a tool or technique, such as a threshold analysis, to identify a pattern of structured cash deposits that may indicate an attempt to evade reporting requirements. The other options are facts or judgments that can be verified by evidence or observation.
03Question 3
An investigator at a corporate bank is conducting transaction monitoring alerts clearance.
KYC profile background: An entity customer, doing business offshore in Hong Kong, established a banking business relationship with the bank in 2017 for deposit and loan purposes. It acts as an offshore investment holding company. The customer declared that the ongoing source of funds to this account comes from group-related companies.
* X is the UBO. and owns 97% shares of this entity customer;
* Y is the authorized signatory of this entity customer. This entity customer was previously the subject of a SAR/STR.
KYC PROFILE
Customer Name: AAA International Company. Ltd
Customer ID: 123456
Account Opened: June 2017
Last KYC review date: 15 Nov 2020
Country and Year of Incorporation: The British Virgin Islands, May 2017
AML risk level: High
Account opening and purpose: Deposits, Loans and Trade Finance
Anticipated account activities: 1 to 5 transactions per year and around 1 million per
transaction amount
During the investigation, the investigator reviewed remittance transactions activities for the period from Jul 2019 to Sep 2021 and noted the following transactions pattern:
TRANSACTION JOURNAL
Review dates: from July 2019 to Sept 2021
For Hong Kong Dollars (HKD) currency:
Incoming transactions: 2 inward remittances of around 1.88 million HKD in total from
different third parties
Outgoing transactions: 24 outward remittances of around 9 4 million HKD in total to
different third parties
For United States Dollars (USD) currency:
Incoming transactions: 13 inward remittances of around 3.3 million USD in total from
different third parties
Outgoing transactions: 10 outward remittances of around 9.4 million USD in total to
different third parties.
RFI Information and Supporting documents:
According to the RFI reply received on 26 May 2021, the customer provided the bank
with the information below:
1) All incoming funds received in HKD & USD currencies were monies lent from non-customers of the bank. Copies of loan agreements had been provided as supporting documents. All of the loan agreements were in the same format and all the lenders are engaged in trading business.
2) Some loan agreements were signed among four parties, including among lenders. borrower (the bank's customer), guarantor, and guardian with supplemental agreements, which stated that the customer, as a borrower, who failed to repay the loan
Based on the KYC profile and the transaction journal, the pattern of activity shows a deviation in:
Correct answer:A
The correct answer is A because the expected account activities were 1 to 5 transactions per year and around 1 million per transaction amount, but the actual activity showed much more frequent and varied transactions in different currencies and amounts. This indicates a deviation from the customer's profile and risk level.
04Question 4
What action does the USA PATRIOT Act allow the US government to take regarding financial institutions (FIs) that are based outside of the US?
Correct answer:B
According to the CAMS manual 6th edition, the USA PATRIOT Act allows the US government to subpoena documents from foreign financial institutions (FIs) that have no presence in the US (option B). The manual states that 'The USA PATRIOT Act provides US law enforcement agencies with the power to subpoena documents from foreign banks that maintain correspondent accounts with US banks or have no presence in the United States' (p. 77).
05Question 5
A retail bank prepares a yearly AML risk assessment. Which inherent risk factor is likely the most relevant?
Correct answer:B
Retail banks typically have a high inherent risk of money laundering due to their provision of cash services. This is because cash is a preferred medium of exchange for criminals and terrorists, and retail banks provide a convenient way for them to move large sums of money without detection. Retail banks are also vulnerable to money laundering through the use of false identities and other deceptive practices. (CAMS Manual, 6th Edition, Page 8).
→
Unlock all Acams CAMS-FCI questions
Full exam access, validated answers, and unlimited practice with no download limits.
This exam tests more than memorization. Candidates must demonstrate the ability to interpret financial crime scenarios, apply investigation methods, judge suspicious activity accurately, and understand how an AFC investigations unit should operate. It also checks depth of knowledge, decision-making under pressure, and practical readiness for advanced investigative work.
How QA4Exam.com Helps You Pass
QA4Exam.com offers the Exam PDF with actual questions and answers plus an Online Practice Test to help you prepare efficiently for the Acams CAMS-FCI exam. The practice materials provide a real exam simulation so you can get familiar with the question style and pace before test day. You also benefit from up-to-date questions and verified answers that support focused revision and better accuracy. By practicing with timed sessions, you can improve time management and reduce exam stress. This combination gives you a practical path to pass the exam on your first attempt.
Frequently Asked Questions
1. What is the Acams CAMS-FCI exam?
It is the Advanced CAMS-Financial Crimes Investigations exam in the Advanced Financial Crimes Investigations certification path.
2. Is this exam difficult?
Yes, it is an advanced exam because it focuses on complex investigations, typologies, reporting, and governance topics that require strong understanding.
3. Can I pass with only braindumps?
Braindumps alone are not the best approach. You should use them with study and practice so you understand the concepts and answer patterns more confidently.
4. Do I need hands-on experience for CAMS-FCI?
Hands-on experience is very helpful because the exam covers practical investigation skills and decision-making, but focused preparation is still important for everyone.
5. Are the QA4Exam.com dumps enough to prepare for first attempt success?
The dumps and practice test can greatly improve readiness, especially when used for revision and simulation, but the best results come from combining them with topic review.
6. What format do QA4Exam.com materials provide?
QA4Exam.com provides an Exam PDF with actual questions and answers and an Online Practice Test for exam-style practice and time management training.
7. Do the practice questions help with timing?
Yes, the Online Practice Test is useful for timing practice, pace control, and building confidence under exam conditions.
